A Contingency Plan or a Plan B
Option to Sell Your House Fast in AZ!
Trusted for Quick Sales! No Fees. No Commissions. No Repairs. No Costs.
Get a Fair All-Cash Offer – Sell Your Home in Less than 15 days!
About Helping Hands Solution AZ
Helping Hands Solution AZ is not your typical investor buyer or glamorous Investment Company. We pride ourselves on being your trusted partner in real estate solutions.
Our mission is simple: to provide personalized support and assistance to homeowners like you seeking solutions for their real estate needs. Whether you’re facing financial challenges, dealing with distressed properties, or simply looking for a hassle-free way to sell your home, we are here to help.
We have been guiding homeowners in situations similar to yours for several years and have put together detailed guides and strategies for navigating the foreclosure process.
As part of our commitment to helping homeowners, we have created a Foreclosure Survival Guide. This guide is designed to educate homeowners like yourself about the foreclosure process and the various resources available.
At Helping Hands Solution AZ, we understand that life doesn't always go as planned. That's why we're here to be your reliable contingency plan when your first, second, or third options fall through.
We may not be your initial choice, and that's okay. We aim to step in when you need us most, offering personalized solutions to address your real estate needs when other avenues have been exhausted.
Whether you're facing financial challenges, dealing with distressed properties, or simply seeking a hassle-free way to sell your home, count on Helping Hands Solution AZ to provide support and guidance every step of the way.
Don't stress about finding the perfect solution on your own. Let us be your trusted backup plan, ready to help whenever you need us.
Contact us today to explore how we can assist you in achieving your real estate goals.
3 Easy Steps
This is a valuable tool for homeowners facing financial distress. You have taken an important step in recognizing the difficult choices affecting your future. This guide was written to give you and your family valuable information and a resource for dealing with a potential foreclosure.
It is our hope that this guide will help you understand your options, give you the confidence to seek assistance at the first sign of financial trouble, provide guidance in finding a reputable housing counseling agency and help you to be better prepared when working with your lender. We hope it will also raise your awareness about foreclosure “rescue” scams and how not to become a victim.
HelpingHandSolution.AZ@gmail.com
480.719.2112
480.250.4453
We're looking forward to meet with you and discuss how we can support you with your current situation.
Schedule your
FREE Consultation
Let's find solutions together!
Receive your
Plan B - Offer
- Fair Offer Price
- Cash at Close; No financing contingency
- We will pay for all closing costs.
- We will buy AS-IS, so if the property needs any repairs, it is our problem, not yours.
- Close within 15 days – or as soon as the title is clear. Whatever works for you!
- You won't need to pay a 6% Commission!
- This saves you thousands of dollars in real estate commission fees.
What’s Inside the Foreclosure Survival Guide
Warning Signs of Foreclosure
Important Terminology
Topic 1: Understanding Mortgage Delinquency
- Are You “Behind the Eight Ball?”
- Delinquency Cycle of a Mortgage Loan
- Role of the HUD Approved Non-profit Housing Counseling Agency
- Finding a HUD Approved Non-profit
- Housing Counseling Agency Counselor
Topic 2: Understanding Your Financial Situation
- Think about Your Situation
- How to Write A Hardship Letter
- What is Your Income? Show me the Money
- Where is Your Money Going...? Budget Worksheet Experiencing Financial Crisis -
- Tips to Create a Crisis Budget
- What are Your Assets Worksheet
- Can You Afford to Keep Your Home
Topic 3: Know Your Mortgage
- Gather Your Loan Documents
- What Kind(s) of Loan(s) Do You Have
Topic 4: Know Your Options
- Keeping or Not Keeping Your Home
- IRS Mortgage Forgiveness Debt Relief Act and Debt Cancellation
- Options to Keep Your Home
- Options to Not Keep Your Home – How to Exit Gracefully
- Mortgage Settlement Information
Topic 5: Beware of Scams - Don’t be a Victim
- Red Flags
- How Scams Work
- Common Foreclosure Scams
- How to Protect Yourself From Scams
Topic 6: Rebuilding After Foreclosure
- Steps to Rebuilding
- Community Resources
Topic 7: Tools for the Homeowner
- How to Find and Contact Your Lender or Loan Servicer
- Servicer Telephone Numbers
- Filing a Complaint
- Stress Relief
- Suicide Prevention Hotline
- Glossary of Mortgage Terms
Topic 8: Managing the Paperwork
- Paperwork Check List
- Stay On Top of It- Communication Log
What Are the Warning Signs of Foreclosure?
(Adapted from Freddie Mac)
Warning signs due to life change:
Unexpected life changes are often a contributing factor to foreclosure – especially those that affect your finances, such as:
- Loss of employment or reduction of hours
- Major illness or injury
- Divorce or separation
- Death of a spouse
It is difficult to think about foreclosure during times of crisis because you are focused on the problem at hand and not likely to have the time or energy to consider how it could impact other aspects of your life. That is why a plan developed before any problem starts is the best protection.
If you have a "Plan B" in place, you won't have to organize your finances while stressed about finding a job or dealing with a major illness.
The plan will already be done – you will need just to follow it.
Financial Warning Signs:
There may not be a major life change to signal potential trouble – you simply may be having difficulty properly managing your finances.
Don't be fooled into thinking your credit card problems won't affect your mortgage. It is important to realize that financial difficulties in one area can, and often do, spill over to other areas. These difficulties are all warning signs of financial problems that can lead to foreclosure on your home if you do not act quickly.
They include:
- Mortgage payment changes (changes in interest rate, property taxes, homeowner insurance, and/or other mortgage loan changes, etc.)
- Maxing out credit cards
- Using credit to pay for day-to-day expenses, such as groceries, utilities, etc.
- Being unable to pay your bills on time
- Paying only the minimum amount on credit cards
- Applying for new credit cards after maxing out on existing ones
- Having to choose which bills and/or living expenses to pay first
CALL YOUR MORTGAGE COMPANY/SERVICER IF YOU KNOW YOU’LL BE LATE AND ALWAYS RETURN THEIR CALLS!!
Let’s work together!
Derek O’Toole
Helping Hands Solution AZ
Phone Number
(480) 918 8800
Email Address
Mailing Address
21049 S 214Th Pl, Queen Creek, AZ 85142